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The extant literature shows that the financial system plays significant role in the process of economic growth
and development. However, it is doubtful if the financial system can contribute meaningfully to economic
growth and development when the lowest segment of the society is excluded. Unfortunately, recent global
statistics on financial inclusion indicate that a large chunk of the country’s population is financially excluded
presently. This paper therefore aims at sensitizing policymakers and researchers in Nigeria to the importance
of ICT in enhancing financial inclusion in the country. To do this, the paper presents an overview of the role
of information and communication technology (ICT) in driving financial inclusion in Nigeria; and also exposes
the challenges impeding the use of ICT in driving financial inclusion in Nigeria. Lastly, the paper makes some
policy recommendations on the way forward.
