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The study estimated the impact of financial inclusion on financial stability of Nigeria over the
period of 1982-2019. Adopting the Classical Regression Model, the findings reveal that financial
inclusion impacts positively on financial stability. Deposits of rural branches of commercial banks
reflected a positive relationship with financial stability, while investment also had a significant
positive relationship with financial stability. The study recommended that policies should be
directed towards creating more investment opportunities and inclusive financial system to improve
the current level of financial inclusion, so as to achieve better financial stability in Nigeria.
