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This study investigates the impact of microfinance bank credit on Nigeria's output performance using the Dynamic Ordinary Least Squares (DOLS) estimation technique. Drawing on data from the Central Bank of Nigeria (CBN), it examines the long-run relationship between microfinance bank loans and advances and economic growth.
The findings reveal that microfinance bank credit has a positive and statistically significant effect on Nigeria's economic growth, highlighting the critical role of microfinance institutions in promoting financial inclusion and supporting small and medium-sized enterprises (SMEs). The study also provides policy recommendations for strengthening the microfinance sector through improved regulation, increased public trust, and easier access to credit for businesses.
This resource is ideal for students, lecturers, researchers, policymakers, financial analysts, and professionals in economics, banking, finance, and development studies who are interested in microfinance, financial inclusion, economic growth, and empirical economic research.
